Help & Support
How can Smarter ride help me improve my driving?
The App will display your driving badges for speed, smoothness and focus after each trip. The safe speed badge is earned by driving the speed limit at all times. The smoothness badge is earned for accelerating and braking smoothly. The focus badge is earned for distraction-free driving.
Earning all three badges for many of your trips could contribute to a price decrease when your insurance is renewed. When no driving badges are earned, the trips are considered risky driving and could contribute to increasing the price. A good or bad trip shouldn't significantly impact your price as we consider all your trips. Keep in mind that several other factors can affect your price adjustment other than the driving badges you earn. Check the App regularly to help improve your driving.
According to the example below, the driver used their phone on the road, so they only earned the safe speed and smoothness badges. If they don't use their phone on their next trip, they could earn the focus badge.
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Related questions
- Can I cancel my registration for Smarter ride at any time?
- Can I enrol multiple vehicles from separate automobile insurance policies?
- Can I join Smarter ride if I'm an Uber, Lyft, or commercial driver?
- Can other drivers on my car insurance join Smarter ride?
- Can other drivers on my car insurance see my trips and driving habits?
- Can Smarter ride increase the price of my car insurance?
- Can the police access my driving data if I have a car accident?
- Do I need a data plan?
- Do you track my phone calls?
- How can I see how my driving affects the price of my insurance?
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