Help & Support
How can I see how my driving affects the price of my insurance?
Go to the Smarter ride section of the Servus Insurance Services - Home and Auto App and check the "Make every trip count" feature once you receive your insurance renewal, or any time you want to check your progress:
- Far right of the green half of the gauge, you could see a decrease in premium between 10% and 25%.
- Middle of the gauge, your premium could fluctuate slightly up or down between 1% and 10%, or there could be no change (0%).
- Far left of the orange half of the gauge, you could see an increase in premium between 10% and 25%.
This is just an example of what your personalized premium Adjustment could be. Several factors are taken into account to calculate your premium other than your participation in Smarter ride, which increases or decreases when your insurance is renewed.
Check the App regularly to help improve your driving.
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Related questions
- Can I cancel my registration for Smarter ride at any time?
- Can I enrol multiple vehicles from separate automobile insurance policies?
- Can I join Smarter ride if I'm an Uber, Lyft, or commercial driver?
- Can other drivers on my car insurance join Smarter ride?
- Can other drivers on my car insurance see my trips and driving habits?
- Can Smarter ride increase the price of my car insurance?
- Can the police access my driving data if I have a car accident?
- Do I need a data plan?
- Do you track my phone calls?
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Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.