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How will my personalized premium apply if I have more than one car and more than one driver on my car insurance?

We will adjust the premium to insure your car based on your driving habits.

We will also adjust the premium to insure the cars of other Enrolled Drivers on your insurance policy based on their driving habits.

There will be no Adjustment for principal drivers on your car insurance policy who are not enrolled in Smarter ride.

For Example:

  • There are two cars on the same insurance policy, and both drivers are enrolled in Smarter ride: The premium for each car will be adjusted according to the driving habits of that car's Enrolled Driver.
  • There are two cars on the same insurance policy, but only one driver is enrolled in Smarter ride: The price will be adjusted for only one car according to the driving habits of that car's Enrolled Driver.

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Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.