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Why is it cheaper in some provinces to insure female drivers under age 25 than male drivers under 25?
We know young men don't like to hear this, but statistics show that young male drivers have more accidents on average - and they also tend to be more serious accidents.
Every insurer sets premiums based on how likely you are to be in an accident. Statistics are the only way we have to come close to a good prediction.
Yes, in some parts of Canada it is more expensive for young male drivers to get insurance. The good news is keeping your driving record clean will even it up after the first few years. Keep driving safely and your premiums should even out quicker. Risk-takers make insurance more expensive for everybody.
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