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What are my obligations when I make an auto insurance claim?
When you make a claim, there are six important responsibilities to remember; these will help smooth the claims process, but also keep your coverage in good standing:
- Let your insurer know of an accident or claim promptly
- Give the required information about the claim and about those involved
- Forward all legal documents, claims, correspondence to the insurer
- Don't assume liability
- Don't interfere with the claims procedures
- Be completely honest -- both on your application and when making a claim
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Related questions
- Do I have to have car insurance?
- Do I have to pay for anything if the other person’s insurance company admitted it was the other person’s fault?
- How do I find out if my insurance policy is valid?
- I was in a car accident, and I was contacted by a representative of the other person in the accident. What should I do?
- What are the penalties if I don't have auto insurance?
- What should I do if somebody else involved in my claim (or their insurance company) contacts me?
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Disclaimer
Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.