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Does home insurance cover my liability in terms of boats, golf carts, or other similar recreational equipment?

It covers losses arising from ownership or non-business use of:

  • Trailer or its equipment provided that such trailer is not attached to, carried on or being towed by a motorized vehicle
  • Small boats (25 hp outboard, 50hp)
  • Sailboats up to 26'
  • Golf carts on a golf course
  • Self-propelled lawnmowers, snowblowers, garden-type tractors (25hp max) used mainly on your own property
  • Motorized wheelchairs, including motorized scooters having more than two wheels and specifically designed for disabled persons

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Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.