Help & Support
How much home insurance coverage do I need?
Your insurance should at least cover:
- The cost to rebuild your home (often different from its market value - Guaranteed Replacement Cost coverage is available to protect you if the cost to rebuild is underestimated)
- The cost to replace your personal property
- Protection against liability claims
Need help?
Your Specialist can help you estimate how much coverage you need. They will also help you decide on the type of coverage you need and the deductible (your portion of an insured loss).
Did that answer your question?
Related questions
- Are there different types of home insurance I can purchase?
- Does having a woodstove affect my policy or coverage?
- Does home insurance cover losses to watercraft owned by another party?
- Does home insurance cover my liability in terms of boats, golf carts, or other similar recreational equipment?
- Does my home insurance provide enough coverage on all my home's contents?
- Does my policy cover me for sewer backups?
- Is my deck covered by my home insurance?
- What do coverages for Voluntary Medical and Property Damage include?
- Where can I find more information about the Wildfire Defense Systems Service?
By accessing and browsing this website visitors accept, without limitation or qualification, the terms and conditions (*Terms of use).
Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.