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How will auto insurance premiums be affected by people who drive high?
Driving while impaired is a serious criminal offence. If you’re convicted of driving while impaired by cannabis, you’ll encounter similar obstacles as someone convicted of driving while under the influence of alcohol: greatly increased premiums and considerable difficulty in finding an insurer willing to cover you.
Apart from individuals convicted of high-driving offences, we don’t expect overall auto premiums to increase due to the legalization of cannabis alone. However, if collisions do rise over time due to high drivers, there could be a knock-on effect to your premium.
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