Help & Support
Should I make a claim every time?
You'll want to make this decision on a case-by-case basis. Your Service Specialist can help, too.
Here are two factors you may want to consider:
• If the cost of the repair or replacement is not much more than your deductible, it may not make sense to make a claim. (The deductible is the amount you must pay before a claim is paid.)
• If you get a "claims-free" discount, what is the cost of losing the discount, versus the cost of repair or replacement?
Need help deciding or making a claim? Just call 1.888.732.1494. Our Service Specialists are available Monday to Friday 8am-6pm, your local time.
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Related questions
- How do I know when to make a claim or what I am covered for?
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Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.