Help & Support

What is Direct-Compensation-Property Damage?

This is a coverage available in Alberta.

Direct Compensation Property Damage means that you deal with your own insurance company for a claim, regardless of who is at fault for the accident and your claim will be processed without waiting for a third party decision. In some provinces, this covers damage to your vehicle and/or its contents if another person was fully or partly at fault for the accident.

It is called direct compensation because even though someone else causes the damage, you collect directly from your insurance company. It is a standard inclusion in your policy when you purchase third party liability insurance.

Did that answer your question?

By accessing and browsing this website visitors accept, without limitation or qualification, the terms and conditions (*Terms of use).


Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.